Last update: August 1, 2022

The full ownership of this website and its products and services is with Vision Business Media, LLC (we, us). We reserve the right, at our sole discretion, to change, modify, add or remove any portion of these Terms and Conditions, in whole or in part, at any time, without prior notice.

The revised Terms and Conditions will be posted on the website. The user (you, client) is requested to frequently check the Terms and Conditions. Any use of the website and our products and services is considered full acceptance of these Terms and Conditions. If you do not agree with our Terms and Conditions then please immediately discontinue the use of this website, and all our products and services.

We may change any aspect of the website at any time without prior notice and without liability to any user or third party. We may also limit access to our website (part or whole), products and services without any prior notice to safeguard our business interests.

The contents of this website including text, articles, reports, data, newsletters, mailers, images, charts, graphics, audio, video, displays, software, etc. are protected by copyright pursuant to U.S. copyright laws, international conventions, and other copyright and intellectual property (IP) laws. The logos, trade names, as well as product and service names/ brands, are proprietary and protected by trademarks and copyright laws.

The website is provided on an 'as is' and ‘as available’ basis without any warranty express or implied. The website contents are for non-commercial use only. The user acknowledges that use of website content including products and services; user activities including, but not limited to, browsing, uploading or downloading; and cybersecurity of the devices used by the user to access the website are at user’s sole risk. Vision Business Media, LLC, shall not be entitled to any monetary damages incurred by the user.

The user bears full risk for use of information provided on the website. We do not endorse the accuracy, reliability, usefulness, performance or completeness of any opinion, statement, or other information displayed. If we notice any errors or emissions, we will correct them, at our sole discretion and without any obligation. We do not take any liability for the damage or loss caused by use of website content.

Our website contains links to other Internet sites, resources, and company websites. These links and the websites they lead to must be accessed with discretion. We do not take responsibility of the content or security of these external links, or endorse the product or service of the companies whose websites they lead to. The user is required to carefully review all terms and conditions as well as policies of such websites.

The user does not have the right to sell, license, market, lease the content, including design, layout, branding and graphics, to any party or to copy, modify, publish, perform, transmit, reproduce, store, display, create derivative works, provide links to or from other website or content, circulate, distribute, broadcast, or in any way exploit software, content, or the website in whole or in part, without prior written consent from Vision Business Media, LLC.

The user is required to provide true, accurate, complete and updated information during the registration and subscription processes or while engaging Vision Business Media, LLC, for delivery of any product or service. We reserve the right to cancel any subscription, registration, submission, or other request to preserve our business interests and refund payment as per our Refund Policy noted below.

Registered users are not allowed to assist any non-registered person or entity in accessing the website.

Unauthorized use of this website will initiate claim for damages and/or criminal complaint. If the user observes or suspects any unauthorized use of this website or threat including fraud, illegal use, abuse or objectionable activity or content then the user is required to inform us immediately at contact@tam-america.com.

The user will not compromise the security of the website by transmitting any virus or other harmful cybersecurity threats prohibited by law or to facilitate violation of any law; not use any automated or manual device or process to access any part of the website to violate security of the website or gain unauthorized access; or prevent normal functioning of the website or development and delivery of our products and services.

Failure to follow the above-mentioned conditions will result in immediate termination of all access granted to the user to our website, products, and services; forfeit of all fees and payment; and legal action as deemed necessary.

Payment and Refund

All payments including applicable taxes are due in United States dollars ($) within 30 days of the invoice date. For late payments, the maximum interest rate permitted by law will be charged.

For website subscriptions, the user is required to pay in full prior to the start of subscription services.  If the user chooses to cancel the subscription at any time then a refund will be provided on a pro-rata basis. 

For products and services other than website subscription, the Cancellation Fee will be 50% of the full amount payable if the client cancels the order within a period of 60 days or more prior to the due date of the deliverable; and 100% of the full amount payable if the cancellation happens within 60 days of the due date of the deliverable.

Vision Business Media, LLC, reserves the right to accommodate or decline the client’s request to reschedule a deliverable. If the reschedule request is accepted, a Rescheduling Fee of 25% of the full payment will be collected.  Other charges/fees may also apply as per the case.

Additional Fees may be charged if we have to perform additional work or face delay because of incomplete or delayed client response preventing us from delivering the order as per the scheduled date.

The client will be liable for all costs including, but not limited to, collection agency fees, attorney fees and court costs, incurred for collecting delinquent amounts.

These Terms and Conditions shall be construed and enforced in accordance with Virginia law and any legal action to enforce them shall be in the federal or state courts in Virginia. The rights not expressly granted to user in these Terms and Conditions are reserved with Vision Business Media, LLC. 

For additional information regarding these Terms and Conditions, to submit a dispute, or to share feedback, please contact us at contact@tam-america.com.